Building Wealth On Your Terms

A Self-Directed IRA, or SDIRA, is a powerful retirement account that gives you full control over your investments1. Unlike traditional IRAs that limit you to stocks, bonds, and mutual funds, an SDIRA lets you invest in alternative assets such as real estate, private businesses, precious metals, tax liens, and even cryptocurrency.

With an SDIRA, you choose the investments while a custodian ensures compliance with IRS rules1. You can even structure your account to hold an entity like an LLC and act as its manager, giving you checkbook control to make investments directly.

The benefits include tax-deferred or tax-free growth, greater diversification, and the ability to leverage your own market knowledge. However, SDIRAs also come with responsibilities; you must avoid prohibited transactions, such as investing in collectibles or personally benefiting from assets owned by your IRA. If you’re ready to take control of your retirement and explore alternative investments, an SDIRA could be your gateway to building wealth on your terms.

To better understand the difference, think of a traditional IRA like a fixed-price menu at a restaurant where you can only choose from a few pre-set meals. In contrast, a Self-Directed IRA is like having your own kitchen: you have the freedom to source any ingredients you like and cook exactly what you want, as long as you follow the basic safety rules of the house.